Financial Services

MI and Credit Analyst

Ref: 779| Posted: 23rd Feb 2021

We are looking for an MI and Credit Analyst to join our dynamic and fast-growing Financial Services client in Glasgow.
The MI and Credit Analyst will be responsible for:
  • Production of management information relating to the company’s lending portfolios, ensuring MI is timely, accurate and fit for purpose. 
  • Employing various analytical tools to develop, analyse, monitor and report on data relating to all lending activity
  • Providing both regular and ad-hoc analysis to other areas of the business supporting the continued growth of the loan portfolios.
  • Strong analytical skills are essential for this role with a high level of accuracy and attention to detail.
  • You must have sound, stable credit risk analysis and MI experience within financial services.
  • Strong knowledge of secured lending market.
  • A minimum of 3 years’ experience within the secured lending or Residential or BTL mortgage market, or within a MI/BI production area an advantage, but not essential.
  • Ability to communicate effectively both technically and non-technically at all levels across the business.
  • Highly conversant with Microsoft Excel and PowerPoint to enable delivery of internal and external reviews of data, production of reports with matrix and graphical content.
  • Ability to work under pressure and to strict deadlines.
  • Strong planning and problem-solving skills.
  • Regular and accurate production of key management information.
  • Work on timely provision of MI reporting on variances, trends and changes in the portfolio mix. Also, ensure any trends and changes in performance are identified and reported.
  • Using MI tools including Microsoft Excel to produce MI reports within agreed timescales.
  • Create visual dashboards to assist with monitoring any changes as they happen.
  • Assist in the design of monitoring systems with tolerances analytically reviewed and reported.
  • Regularly validate the integrity of data produced to ensure accurate and thorough analysis of MI.
  • To assist other areas of the business to ensure any Service Level Agreement's (SLA’s) are met and ensure quality standards are regularly tested and maintained.
  • Ensure Continuous Personal Development (CPD) plans are kept up to date.
Competitive Salary & excellent benefits.