Financial Services

Credit Underwriter

Ref: 557| Posted: 14th Aug 2019

This vacancy is now closed
We are looking for a Credit Underwriter to join our client in Glasgow.  You will be working within a team of credit analysts to analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money
  • A minimum of 5 years underwriting experience (ideally within loans and/or asset finance) is essential
  • Ability to make decisions on a rate for risk basis
  • Highly numerate with the ability to analyse complex financial statements and information
  • Possess a deep understanding of the finance market ideally within SME
  • Sound awareness of market landscape, competitors, relevant instruments within the market and knowledge of how the business functions
  • Knowledge of accounting theories (desirable)
  • Ability to spot improvements to procedures (desirable)
  • Assessing, analysing and interpreting complicated financial information
  • Undertaking creditworthiness analysis based on various financial and non-financial information
  • Ensure all proposals adhere to our Anti Money Laundering policy
  • Be open and approachable for appeal of your decisions and have the ability to see a deal when originally you may not have
  • Ensuring strong lines of communication with all areas of the business are maintained
  • Assist the team in achieving SLA
  • Build relationships with key contacts
  • Any other request deemed reasonable from your line managers
Competitive salary and benefits package.