Our growing Financial Services client is recruiting for a Mortgage Portfolio Analyst, responsible for analysing and approving mortgage portfolios assisting in the New Lending Underwriting decision
THE SUCCESSFUL APPLICANT
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Preferred 3 years’ experience within the mortgage (Buy to Let Preferred) or financial services industry, however applications from other candidates will be considered.
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Technology skills – Advanced MS Office Skills, in particular Excel, covering Pivot tables, Macros and advanced Excel Formula.
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Experience of full mortgage life cycle and the associated risk layers.
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Experience of working as part of a small team and make effective contributions.
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Ability to work under pressure whilst paying close attention to detail.
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Mandated decision making
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Proven experience analysing large and complex data sets
JOB DESCRIPTION
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Analyse Portfolio Business cases, Cash Flow statements and property schedules to ensure they meet the requirements of the Portfolio credit policy.
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Approve or Decline Portfolio leading cases in line with Portfolio approval mandate.
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Make recommendations to the new lending team to support underwriting decision of portfolio properties.
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Communicate potentially complex financial information to non-finance professionals within the New Lending team.
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Adhere strictly to department policies and procedures, challenging any gaps identified and providing recommendations for change.
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Contribute in the achievement of departmental Key Performance Indicators (KPIs) and Treating Customers Fairly (TCF) KPIs ensuring we maintain the ability to demonstrate we are meeting our TCF obligations.
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Adherence to key department Service Level Agreements (SLAs) ensuring work is actioned in line with SLA’s to a consistently high standard.
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Proactive engagement with key stakeholders, both internal and external to the business.
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Review sources of industry guidance and best practice in order to keep abreast of changes which could impact Buy-To-Let Portfolio Lending and provide recommendations to Line management.
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Take responsibility for maintaining own CPD (Continuous Professional Development) folder ensuring it is kept up to date.
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Adherence to the company’s training and monitoring programme including Anti-Money Laundering/Financial Crime, Treating Customers Fairly.
REMUNERATION PACKAGE ON OFFER
Competitive salary and benefits package